Car insurance can be a major expense for motorists who have faced high fuel prices, MOT fees and regular services, and of course, cover the costs of the vehicles they drive every day.
But before you choose to ride full time, it helps you think of ways to limit driving costs.
How to get cheap car insurance
There are some more tips and tricks that will show you how to get cheaper car insurance. Whether it's searching for the best insurance prices, making adjustments to the cover you choose or modifying the way you drive, it's possible to make this cheaper.
1. Compare car insurance online
Leaving your car insurance renewal is a powerful way to lose potential saving. Shopping around is a simple but effective way to reduce the price you pay for coverage because insurance companies rarely offer their best offers to existing customers. Many order the lowest prices for new customers.
Compare cheap car insurance deals to see how much you can save by changing insurance companies. Just remember to make sure you compare likes to such closures, with voluntary advantages set at the same level and including whatever additions you normally add.
2. Increase your strengths
Choosing a higher voluntary advantage when setting up your car insurance is another way to reduce your premium. As a general rules of thumb, the higher your strengths, the lower your premiums - so try an experiment with our car insurance comparison tool to see how much of a difference an excess can make to your annual car insurance costs.
However, remember that you must be able to pay your voluntary excess. If you need to files an insurance claim, you must be in arrears before your insurance company pays.
3. Go without frills
If you are still wonder how to get cheap car insurance, think carefully before adding extras such as legal cost cover, car windshield cover, or using a cheap car for your car insurance packages. While insurance company are often enthusiastic about their value and they might be useful, they are not completely needed - and including too many add-ons can significantly increase the price of your policy.
4. Think about the distance you travelled
Before buy car insurance, think carefully about how far you drive your vehicle each year. If it possible for you to agree to a lower annual mileage limit than you did when you last bought insurance, you can save money. This is a very helpful tip for a family of two cars, where one vehicle tends to do more mile in a year than the others. It might not be clear until the odometer of both cars is checked.
5. Don't pay by direct debit
Spread the cost of your car insurance may hurt more than paying your premium in one go, but it may be more expensive in the long run. Many insurance companies charge interest when customers choose to pay for their insurance every month, so check before you sign on the dot line. And remember that they can do a credit check before they agree that you can pay every month.